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Third party recovery isn’t always possible however taking down some critical information, at the time of the incident, can increase your chances.  Below is a checklist you can follow.

First and foremost:

• Do not admit fault. 
• Do not sign any documents or accept any form of payment without speaking to your broker first.

Secondly, ensure you gather all the below information at the scene of the incident:

Third party details (H2)

Personal details

• Name and surname
• ID number (if possible and without provocation, take a photo of their ID as they may give you a false one)
• Cell phone number
• Work phone number
• Email address

Vehicle details (H2)

Take a picture of the vehicle, as you could take down incorrect information, especially if you are shaken.

• Make
• Model
• Year
• Colour

Insurance details: (H2)

• Find out whether they are insured or not. If they are, take down the name of their insurer.
• If it is a company car, take down their employer details – name of the company and their contact number.

Witness details (H2)

If there are witnesses, their input can be helpful. Ensure you get the following information from them:

• Name and surname
• Cell phone number
• Work phone number
• Email address

Please note: This document does not replace the terms and conditions of the customer’s insurance policy. Please consult the terms and conditions of the relevant insurer. The customer is obliged at all times to provide true and accurate information to the broker and the insurer, and needs to update this information on a regular basis.

If you are looking for third party only car insurance then Auto & General has you covered.